Retiring in a small town offers charm, community, and a slower pace of life, along with potential financial benefits like lower housing costs and property taxes. These small towns provide peaceful atmospheres, friendly communities, and access to various amenities that cater to retirees. Whether you’re drawn to the coast, mountains, or historic small-town feel, there’s a perfect place waiting for you to enjoy your golden years. Here’s a look at 20 of the best small towns across the U.S. to consider for retirement, with details on their unique amenities, activities, and other retirement-friendly features.
Beaufort, South Carolina
Why Retire Here: Known for its Southern charm, historic homes, and beautiful waterfront views.
Tips: Beaufort has a low cost of living and offers a wealth of recreational activities like boating, fishing, and exploring nearby beaches.
Carrie A Hanrahan/Shutterstock
Georgetown, Texas
Why Retire Here: This town has a low crime rate, plenty of walking trails, and affordable living.
Tips: With a vibrant arts scene and proximity to Austin, retirees can enjoy both small-town charm and big-city amenities.
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Holland, Michigan
Why Retire Here: Holland is known for its beautiful Lake Michigan beaches, Dutch heritage, and community events.
Tips: The town has a thriving senior community, and the nearby lakes and trails are ideal for those who love outdoor activities.
Travel Lens Pearl Hogan
Franklin, Tennessee
Why Retire Here: A historic town with a warm climate and an active cultural scene.
Tips: Franklin’s real estate can be pricier, but Tennessee’s lack of state income tax is appealing for retirees.
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St. Augustine, Florida
Why Retire Here: Known as the oldest city in the U.S., with historic sites, beautiful beaches, and mild winters.
Tips: Florida has no state income tax, making it a popular choice for retirees looking to stretch their savings.
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Durango, Colorado
Why Retire Here: Surrounded by the San Juan Mountains, Durango offers retirees a mix of scenic beauty and a vibrant community.
Tips: Great for active retirees who enjoy skiing, hiking, and cultural events; just be prepared for higher elevation.
thepostcardtraveler
Traverse City, Michigan
Why Retire Here: Known for its cherry orchards, wineries, and scenic views along Lake Michigan.
Tips: The town is bustling in summer, with events and festivals, making it lively without the big-city hustle.
lovedwellshere
Brevard, North Carolina
Why Retire Here: This town is surrounded by natural beauty, including Pisgah National Forest and numerous waterfalls.
Tips: Brevard’s low-key atmosphere and affordable living make it perfect for nature-loving retirees.
Visit NC
Prescott, Arizona
Why Retire Here: With a mild four-season climate and plenty of outdoor activities, Prescott is a great alternative to Arizona’s hotter cities.
Tips: Prescott’s charming downtown and low cost of living attract retirees from all over.
prescott-az.gov
Galena, Illinois
Why Retire Here: This historic town offers cobblestone streets, 19th-century architecture, and a welcoming community.
Tips: Perfect for those looking for a small-town feel with a sense of history and charm.
Courtesy of Galena Country Tourism
Greenville, South Carolina
Why Retire Here: Known for its revitalized downtown, arts, and dining scenes, Greenville is great for active retirees.
Tips: Retirees enjoy a low cost of living and proximity to the Blue Ridge Mountains for outdoor activities.
Kruck20/Getty Images
Coeur d’Alene, Idaho
Why Retire Here: Set by a stunning lake and mountain backdrop, Coeur d’Alene is known for its beautiful views and outdoor activities.
Tips: Summers are perfect for boating and hiking, while winters offer skiing opportunities nearby.
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Asheville, North Carolina
Why Retire Here: A vibrant arts community, beautiful mountain scenery, and a variety of local breweries make Asheville a fun retirement destination.
Tips: Asheville is a great choice for those looking for a progressive, arts-oriented town with mild weather.
thisisraleigh
Boerne, Texas
Why Retire Here: Just outside San Antonio, Boerne offers scenic Hill Country views and a slower pace of life.
Tips: With no state income tax and affordable housing, Boerne is a retirement favorite.
ci.boerne.tx.us
Taos, New Mexico
Why Retire Here: Known for its art galleries, adobe architecture, and outdoor activities, Taos is a unique spot for retirees.
Tips: With a dry climate, this town is ideal for retirees looking to avoid humidity.
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Camden, Maine
Why Retire Here: Camden is a picturesque coastal town with scenic views, particularly in autumn.
Tips: While winters can be cold, Camden’s low population density and proximity to nature make it a cozy retreat.
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Port Townsend, Washington
Why Retire Here: This historic Victorian town has waterfront views, hiking trails, and a vibrant arts community.
Tips: The mild weather and lower cost of living make it an attractive option for retirees on the West Coast.
arts.wa.gov
Hanover, New Hampshire
Why Retire Here: Home to Dartmouth College, Hanover offers a blend of cultural activities and scenic surroundings.
Tips: It’s a college town with a small population, providing opportunities to take classes and attend cultural events.
ameridane
Mount Dora, Florida
Why Retire Here: Known for its festivals, antique shops, and scenic lake views, Mount Dora is a charming retreat.
Tips: Florida’s tax benefits are an added incentive for retirees looking for affordable retirement options.
getawaymavens
Hot Springs Village, Arkansas
Why Retire Here: Hot Springs Village is an affordable retirement community with golf courses, lakes, and a mild climate.
Tips: It’s one of the largest gated communities in the U.S., offering plenty of activities for retirees looking for a social environment.
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